Hosting two blogger carnivals today. The first one is the Yakezie Carnival, which is brought to you to by the network of personal finance bloggers of the Yakezie. You can submit articles for the next carnival at Blogger Carnivals.
Michael Kitces @ Nerd’s Eye View writes Latest Social Security Trustees Report For 2013 Confirms Most Benefits Will Still Be Paid – Recently, the Social Security trustees’ report was released for 2013, revealing that while Social Security is on an unsustainable path, even if NOTHING is done to fix it the consequences will merely be a 23% benefits cut beginning in 20 years. Does that mean we’ve been overstating the true consequences of Social Security’s “insolvency” after all?
Michelle @ Making Sense of Cents writes How I Stay Motivated When Being Frugal – I have to say that ever since I started this journey to rid myself of debt, it has sometimes been a struggle to stay motivated. We all have experienced burnout when we put our all into something and its only natural.
Emily @ Evolving Personal Finance writes Blog Statistics Update May – June 2013 – I’m stepping up our guest posting efforts and considering reporting earnings from the blog.
Michael @ Financial Ramblings writes Hotwire & Priceline Service Fees: A Dirty Little Hotel Pricing Secret – Travel aggregators such as Hotwire and Priceline can be a great way of saving money while on the road. But, when evaluating their offers, there’s something that you need to be aware of… Not only do they tack on services fees, but they hide them by lumping them in with the taxes. Thus, the prices that you see aren’t really as good as they appear.
Alice @ Hurricanes, Panties & Dollars writes The pterodactyl retirement plan – An interesting conversation, a plan to trap a pterodactyl and waking back up in the real world. Plus a fun, catchy video and perhaps a little talk about retirement.
Jay Nashua @ Personal Financial and Investment Planning Blog writes 10 Personal Financial and Investment Planning Steps in the Right Direction – The single most significant financial lever that individuals control directly is their management of personal expenditures. The second is their lifetime effort to obtain sufficient income.
Michael @ Dividend Growth Investing & Retirement writes IAMGOLD: A Distraction From My Dividend Growth Investing Strategy – Sometimes it is hard to stick to your investment plan. My latest distraction is the gold mining industry, specifically IAMGOLD.
Mike @ Personal Finance Journey writes 5 Investment Tips for Becoming Financially Secure – 5 investment tips anyone can follow on the path to becoming financially secure
Tushar @ Start Investing Money writes Six Months In: Have You Failed in Some of Your 2013 Financial Aims? – If you remember, around three months ago we looked at how your financial goals might be shaping up for the year. We tend to start a New Year with good intentions in many ways, not least of which is the financial sense.
SFB @ Simple Finance Blog writes Pre-Approval vs Pre-Qualification – Ready to shop for your new home but do not know where to start? It’s time that you analyze your stand as a buyer before you make an offer on any house.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes CREATIVE WAYS TO MAKE MONEY IN THE EVENING – 3 money making ideas to supplement your income. Great extra money tips for stay at home parents too.
CAPI @ Creating a Passive Income writes 10 Reasons to Support Small Businesses – Small businesses are the backbone of the economy, yet people find themselves frequenting big box stores. Here’s why you should support small businesses.
Don @ MoneySmartGuides writes 3 Great Investing Lessons from Warren Buffett – Warren Buffett is arguably one of the greatest investors of all time. He preaches value investing, in which he sees out companies whose stock price is undervalued.
Lauren @ L Bee and the Money Tree writes Different Debt Attitudes – How do you handle debt? What is your debt attitude?
Kanwal @ Simply Investing writes How to Buy Stocks and Sell Shares on the Stock Market – I’d like to share a blog post article written by Frugal Trader, which covers the basics of buying and selling shares on the stock market. I was going to write a similar post based on recent emails I’ve recevied, but Frugal Trader did such an excellent job, it would be quicker to check out his post. 4 steps to buying and selling stocks: 1.
Tony @ We Only Do This Once writes Don’t Sell Your Soul for Work You Don’t Love – Why would someone continue to work if you didn’t have to? It’s a mindset that is pretty pervasive in our culture. People think that if you are still working that life is not working out as well as you would like.
Amanda L Grossman @ Frugal Confessions writes Extreme Frugality: 4 Unbelievable Frugal Stories from the Recession – Not only have the people below embraced somewhat harsh monetary limits in their extreme frugality, but by doing so they have found freedoms beyond spending from a bottomless wallet.
Tushar @ Finance TUBE writes You Want To Give Your Child The Best of Everything, But Should You? – As parents we want to give our kids the best of everything. We want to give them all the things and advantage as possible but should we? One blogger I follow often talks about how difficult her childhood was her parents are at work and they are routinely short on food.
LaTisha @ Young Finances writes How Can I Invest With a 401K Plan? – Investing in a 401K is the best way to secure your future and have a snug retirement plan in place for when you stop working.
Wayne @ Young Family Finance writes Hometown Investment: Why to Buy Local? – Though chains are more popular, local businesses are significant to your community. Read for why you should invest in local businesses.
krantcents @ KrantCents writes Stop the Government from Stealing My Retirement! – Stop the government from stealing my retirement! There is little known provision of Social Security called Windfall Elimination Provision (WEP) that reduces your benefits. If you receive a pension based on earnings from any organization outside of Social Security and Social Security benefits, you will become familiar with this provision very quickly.
Jacob @ AllPersonalFinance writes Should I buy or should I rent? – Not very long ago, the answer to that question would definitely be ‘buy if you can afford it’ but in the current market this is not so obvious any more. There are various incentives available at the moment, including Help to Buy which the government hope will get more people on the housing ladder but …
Crystal @ Budgeting in the Fun Stuff writes Ideas to Save on Dentistry? – Mr. BFS’s phobia of dentists came back to cost us once a few years ago, and it gets worse. He needs major dental surgery and it is going to be expensive.
Gary @ Gajizmo writes Jobs With No Experience Needed – Similar to the chicken and the egg paradox of which came first, getting a job without experience can be difficult, but you need to get a job in order to earn experience. This can be especially frustrating for new graduates or the recently unemployed looking to make a career change. Here are the best jobs that require no experience.
Daniel @ Sweating the Big Stuff writes Cheap Date Series: Pay Your Own Way – Some people are cheap and don’t realize it. Here’s an example of how not to act if you’re on a date (or two).
Maria @ The Money Principle writes 5 Ways to Improve Your Credit Scores – Credit score matters and should not be ignored. Here five ways to improve it are discussed.
Irfan @ Everything About Investment writes Top 10 Warren Buffett Investment Strategies – What lessons can we learn from Warren Buffett’s Investing strategies. Whether you like him or not, his investment strategies are the best, which made him one of the richest people in the world. Warren Buffett‘s investment advice or his investing strategies are priceless and if you can grasp these strategies you should do well as an investor. We know there are other investment strategies out there, but his strategies are both easy to follow and have been successful for several years.
Arnel Ariate @ Money Soldiers writes Money Saving Tips for Car Insurance – There are a number of money saving tricks and tips available to the canny driver to keep your insurance costs to a minimum.
A Blinkin @ Funancials writes How I Started Investing in the Stock Market – Since that first stock market simulator years ago, technology has come a long way. There is a website, Olim Dives, which combines social media AND investing.
MMD @ IRA vs 401k Central writes Taking An Early Withdrawal from Roth IRA Contributions – You’ve heard you can take an early withdrawal from Roth IRA contributions after five years, but did you know there are specific rules that come with it?
MMD @ My Money Design writes My Post Retirement Ideas for When I Become Financially Free – Having some post retirement ideas and goals for what you’ll do with yourself is just as important as the planning it took to get you there.
Kyle @ The Penny Hoarder writes It’s Time to Take Advantage of Remote Working – Remote working has been in the spotlight recently thanks to a leaked memo from the Yahoo! offices. The company once had a very liberal view upon remote working, though now the company has stated “we need to be one Yahoo!, and that starts with physically being together.
Matt Becker @ Mom and Dad Money writes Bad for the Budget. Good for the Soul. – Personal finance writers, myself included, like to talk a lot about saving money. But being able to spend your money on things that make you truly happy is just as important. Here are a few examples of how I spend money to increase my enjoyment of life.
Grayson @ Debt RoundUp writes My Percentage Based Debt Payoff and Savings Rule – I am a big believer that you can save money while paying off debt. I believe this because I did it. Not only did I do it, but it also changed my money mentality. I used an allocation strategy similar to retirement investing.
Ryan @ Cash Money Life writes When it’s OK to Move Back Home After Graduation – Is it ever OK to move back home after college graduation? There are many times it makes sense. Many graduates face crushing student loans, debt, and more.
Brent @ PersonalFinance-Tips writes How to earn the most from your property – If you have a property you are not living in currently, you could rent it out and make yourself some money, either towards paying the mortgage or other living costs.
Debt Guru @ Debt Free Blog writes What High School Never Taught You (And Should Have): Practicing Debt Management – High school usually neglects is the basics of financial management, which is too important not to know. We’re here to help with tips on debt management.
Bryan @ BryanMaltier.com writes Ways To Make Money in College – Making money in college has many benefits. In addition to having spending money and covering your living expenses, you can graduate without credit card debt and immediately start paying down your student loans. Here are a few simple ways you can start to make money in college without taking on a full-time job.
Luke @ Learn Bonds writes Hey Bernanke, What Are You So Afraid Of? – The Fed has made news again as Ben Bernanke’s press conference has incited CNBC’s anchor Rick Santelli to ask questions about the reasoning behind the news.
TTMK @ Tie the Money Knot writes Paternity Leave: Do You Think It’s Important For Employers to Offer It? – In the past, it was atypical for a man to get a set amount of time off when there was a baby born. However, some employers offer this benefit now. Is this something that should be more widespread?
SBB @ Simple Budget Blog writes Cutting Calories and Coin: How to Lower Your Food Budget – Though inflation remains low, it seems prices are rising for many consumer items. Read here to learn how to decrease your always increasing food budget.
Chris Topher @ This That and The MBA writes Five Ways to Wreck Your Budget – Paychecks never seem to go as far as you think they should and your piggy bank is looking pretty empty these days. Some of the choices you make every day could be hurting you financially. By identifying the extraneous items you’re spending money on and eliminating those purchases, you can make a significant difference to your finances over the course of a few months or a year.
Hank @ Money Q&A writes Why Are Younger Workers More Interested In Saving For Retirement? – The current financial climate has brought plenty of uncertainty with it for workers young and old.
Dollar @ Easy Extra Dollar writes Make extra money through working from home – The variety of on the internet tasks carries on improving. You have all the freedom to select anything you feel is among the most favorite to provide you the cash you will need.
Thomas @ Finance Inspired writes Should you be a guarantor for your childs auto insurance? – With auto insurance getting ever more expensive for the younger, newly qualified drivers, we investigate a new trend emerging, becoming a guarantor for your child, is it really worth it?
John @ WILD about Finance writes Should you be a guarantor for your childs auto insurance? – Getting a cash injection can sometimes seem impossible if you don’t know what the options are for you out there. Believe it or not, there is often a solution lying just around the corner which will help dig you out of that black hole.
AB @ Aspiring Blogger writes Google Reader is Dead – Long Live Google Reader! – Like I’m sure a lot of you do, I use Google Reader to manage all of my RSS subscriptions and keep me organized. With Google Reader shutting its doors on July 1, what am I supposed to use instead? Join me as I walk you through the alternatives and help you chose the best Google Reader replacement!
John @ Cough up the Dough writes Double glazing as an investment and cost cutting method – We take a quick look to see if double glazing really is a good way to save money on your heating bills. Should it be seen as an investment as oppose to an unnecessary expense. We discuss.
Jon Haver @ Pay My Student Loans writes Shocking Extremes People Have Gone to Pay Off Student Loans – How much are you willing to sacrifice to pay off your student loans? Some don’t even care if they get paid or not and some have such an extreme desire to shed debt that they go all out.
Jimmy @ Finance Romance writes The volatile stock markets sailing the choppy seas – With the FTSE and DOW Jones both rocking to and fro and a total change of around 9% in the last few weeks, I take a deeper look into this.
Jimmy @ Finance Romance writes The volatile stock markets sailing the choppy seas – With the FTSE and DOW Jones both rocking to and fro and a total change of around 9% in the last few weeks, I take a deeper look into this.
John @ OurInsuranceCanada.com writes Travel Insurance for Canadians – If you are a citizen or permanent resident of Canada, you already know that you have one of the best healthcare systems in the world. With many of your medical services paid for through the health plan, you have better access to health care than many others.
Ted Jenkin @ Your Smart Money Moves writes Entrepreneur Series | Lesson 2: Incorrectly Pricing Your Product Or Service – In the first year of a start up operation, there is a great focus of energy from the new business owner on client acquisition. Our 2nd installment deals with incorrectly pricing your product.
Daisy @ Suburban Finance writes Earn Your Degree Without the Debt – Get Your Degree Without the Debt Do you currently know of someone that will soon graduate high school and will head off to college? I think every single one of …r
Mr. Frenzy @ Frenzied Finances writes Commuter Cons: Reducing Pesky Commute Costs – Though it can be expensive, there are some inventive ways that those with a long commute can use for reducing pesky commute costs. Read here for some tips!
Little House @ Little House in the Valley writes Where Does the Day Go? – I’ll admit that I like a very scheduled day with a repeating routine – I just feel more productive. Give me extra time, no structured “to do” list, and the day seems to just fly by without much being accomplished. I need one of those every now and then and appreciate some down time, but on a daily basis? I like routine.
Everything Finance @ Everything Finance Blog writes Losing Weight on a Budget – These days there are plenty of ways to lose weight and get in shape without breaking the bank. So stop coming up with excuses and get your body moving.
KK @ Student Debt Survivor writes Taking Advantage of Bank Sign-up bonuses = Easy $200 – Have you ever received a bonus for signing up for a checking account? I made a quick and easy $200 for signing up for mine.
Cash Flow Mantra @ Cash Flow Mantra writes Blogging and The Busy Life – You may have noticed that over the past few months, my blogging activity has taken a nosedive. Needless to say, I have been quite busy. Some of the things that are happening:
Minimalist @ Minimalist Finance writes Putting Your Kids Through College – Many people say that nowadays a degree is expected and holds no more value than a high school diploma. While this is certainly an exaggeration, in order to secure a bright future, teens and young adults must plan for going to college, or through trades school training.
Jester @ The Ultimate Juggle writes How Much Should You Have on Your 401k When You Retire? – Are you looking forward to your retirement? If you are then that’s good news. That means you are looking forward to still having some income by then.
Suba @ Broke Professionals writes Are You Shedding Your Recession-Era Frugal Habits? – The Recession forced my family to adopt many frugal habits to get by; five years later, how many are we still using to save money?
Evan @ My Journey to Millions writes Can’t Believe How Much My Financial Life Has Changed – Starting my blog was my true financial awakening. It is literally the moment when I decided that I had to get intentional about my finances. I think most people’s gut reaction is to say, “you were already 26 and a homeowner maybe that should have happened sooner” but considering the average household in America spends almost every dollar it takes in I would say you could be 62 and still be ahead of the game when it comes to intentionally fixing your financial household.
Jason @ Live Real Now writes Evil Interest – Everybody with a savings account or almost any form of debt has at least a passing familiarity with interest. How many of you actually know what it is, or even how much you are actually paying?
Matt @ Living in Financial Excellence writes Billionaire Mark Cuban Says Only Morons Start Businesses with Loans – I often say if you want to be a millionaire, do what millionaires do. The same obviously holds true for billionaires. Here’s one (Mark Cuban) with some great advice on starting businesses and the amount of work it takes to make a start-up business succeed.
John S @ Frugal Rules writes Things I Would Never Do: Raid My 401k to Buy Property – There is an increasing number of investors taking out loans on their 401k accounts in order to buy investment property. While diversification of investments is key, the inherent risk may not be enough to offset the potential gain. This is also not to mention the fact of the possible tax implications and loss of hard earned retirement savings.
Jon @ Novel Investor writes What Affects Stock Price? – Price changes have a big impact on your returns. Understanding what affects stock price changes in the short term can lead to higher long term returns.
Miss T. @ Prairie Eco Thrifter writes Companies Running Buy One, Donate One Programs for Those In Need – It can be hard to know what to buy and from whom, but lucky for us there are some companies making it easier by doing a lot of social good with the money you pay for their products. Both TOMS shoes and Warby Parker are but just two of those companies, but I wanted to focus on them for a singular reason: they both donate an item for each item you buy from them. Let’s take a look.
Mr.CBB @ Canadian Budget Binder writes Spending less: Kids birthday parties on a budget – You don’t have to organize a kids’ birthday party that breaks the budget if you plan in advance. Savings can be had from food to party location if you are willing to do some of the work yourself.
Jason Hull @ Hull Financial Planning writes How Optimism Bias Affects Our Future Planning – Our limbic system tells us that we’ll never get old, we’re indestructible, and that nothing bad will ever happen to us. Tornadoes also only ever land in mobile home parks. This article examines how our limbic system overrides financially prudent actions we should be taking to mitigate risk.
Steven @ Canadian Personal Finance writes Is an MBA still worth it? – Those seeking to increase their marketability in today’s job force may have considered going back to school (or staying in school) to get their MBA (Master’s in Business Administration). However, considering the cost of education now, getting an MBA is no longer a no-brainer. So in this article, we will explore whether an MBA is worth it or not.
Philip @ PT Money writes How to Help Your Teenager Build Credit Responsibly – These are 5 great tips for parents of teenagers and college students who need to build credit. Responsibility is key in these early decisions. Check out Emily’s suggestions on how to teach your child to make the best choices!
Anton Ivanov @ Dreams Cash True writes Mint.com Review – Why I Use and Love Mint – Mint has established itself as one of the best choices for managing your finances online. Learn about its features in our Mint.com review.
Khaleef Crumbley @ Faithful With A Few writes New Red Light Camera Scam Steals Your Identity – A Red Light Camera Scam, which steals your identity is becoming popular. Find out exactly how to recognize it and minimize the risk of identity theft across the board.
Khaleef Crumbley @ Fat Guy, Skinny Wallet writes We Paid Off A Credit Card This Month…But Does It Count? – We Paid Off Our Credit Card, but of course there’s a twist. Find out how we did it, and what happened to take away from our celebration.
GMD @ Girl Meets Debt writes ”How I Motivate Myself to Exercise and Pay Off Debt” – ”I envy people who naturally love to exercise and people who pay off their debt like a BOSS! I struggle like mad. But through trial and error I have found some tips that have helped me stay motivated to exercise and pay off debt. Today I’m sharing them.”
SF @ Modest Money writes ”Experimenting in Extreme Frugality” – ”Extreme frugality is based on the notion that it is far easier to attain financial independence by reducing expenditures than by increasing income- and that this is a “purer” life than can provide an equal or excessive amount of happiness when compared to the norm. Make your own stuff- trade- and eat naturally—seems reasonable. Spending roughly $12 thousand or less annually. All in vacation included.”