Today I’m hosting the Carnival of Financial Planning B, and man are there some great posts to read here! Check ‘em out and have a great Friday everybody! - Mo’ Houses
BUDGETING AND ECONOMICS
FMF @ Free Money Finance writes 4 Reasons Why Successful Investors Choose Dividend Investing - It’s obvious that simply buying dividend stocks is not enough to guarantee a good investment return from your portfolio, but I truly believe that this is the right place to start if you want to make money from the stock market.
Robert @ The College Investor writes 3 Things Your Tax Preparer Won’t Tell You - Here are three things you need to think about when going to get your taxes done. These issues are common, even at major tax preparers like H&R Block. Be vigilent to these three things that your tax preparer is probably not going to be upfront with you about.
Jen @ Master the Art of Saving writes You’re So Vain—You Probably Think This Post Is About You - Is it being vain to spend so much money on making yourself look or feel better? Where should the line be drawn? What if these little (or large) changes make somebody feel more confident, is that a bad thing?
Edgar @ Degrees and Debt writes Who Doesn’t Like Freebies? - Collection of ways to get freebies!
David Bar @ Bar Whiz Blog writes How To Read The Economy Based On Sales Of Alcohol - This shift from consumers buying low-end value brands to purchasing high-end brands, both in the liquor stores and in restaurants and bars, can be seen as a very positive sign for economic recovery, both for bars, liquor stores, spirits manufacturers, and even the economy as a whole.
CAREER AND INCOME
Jules Wilson @ Faithful With a Few writes Why You Need to Diversify Your Income Sources - Diversifying your income is the best way to protect your financial future in this economy. Learn why you should and how best to diversify your income sources!
PPlan @ Provident Plan writes Pros and Cons of Self Employment - Find out if self employment is right for you. There are positives and negatives to each.
Jen @ PF Carny writes Steps to Determine If You Are Ready to Open Your Own Business - If you are working for “the man” at a 9 to 5 job, you may dream of nothing more than venturing out on your own and being your own boss. This is the true American dream, and in this age of the Internet, it has become a reality for many people.
DPF @ Digital Personal Finance writes 3 Types of Income - It’s important to know how we transition from one type of income to others over our lives, and how we need to prepare for this. This post discusses the topic of the 3 types of income.
DEBT AND CREDIT
Robert @ My Multiple Incomes writes How Much Debt is Normal? - Surprised at the state of UK consumer loans? View how quickly UK consumers accumulate debt with this live debt ticker.
Jon the Saver @ Free Money Wisdom writes Insanely High Rates? How to Switch to a Better Credit Card - Don;t be tricked into paying insanely high credit card interest rates. There are ways around this mess. Let’s find out what they are!
Debt Guru @ Debt Free Blog writes Why I Want to Help Others Live Debt Free - People live with debt like it’s no big deal. I write so that others can know how and why to live debt free.
Thomas @ Finance Inspired writes Business Loans Explained…. - With the global economic crisis causing high unemployment around the world, have you ever thought about starting your own business? If so, you may need some capital, this article can help.
Wayne @ Young Family Finance writes Should You Pay off Your Mortgage Early? - The dream of many homeowners is to let out an exhalation of breath and cheer at the same time they send the last check into the mortgage company well before their 15 or 30 year loan ends.
Joshua Thompson @ Becoming Your Own Bank writes How Credit Cards Paid Me to Go On Vacation - Learn how using credit cards the smart way can pay you back and not be a burden.
INVESTING AND SAVING
Darwin @ Darwin’s Money writes These Mutual Funds Actually Beat The Index. And “The Market” - Mutual funds rarely beat their index, but in this niche, managers returned over 20% in 2012 while besting their index as well - is it worth switching back from ETFs to mutual funds?
FMF @ Free Money Finance writes Real Estate 101: Summary - Throughout the Real Estate 101 Series my goal has been to introduce prospective and beginning investors to the world of real estate investing. Specifically I have tried to answer some basic questions, dispel some myths and misconceptions, and give actionable advice that can be used to move towards becoming a successful investor. As I finish the series I hope that the information provided here has mostly met that goal.
L Bee @ L Bee and the Money Tree writes When Does Personal Finance Stop Being Personal and Start Being Stupid? - Personal finance is personal-How many freaking times have you seen that cliché of a line in PF blogs?
Tushar @ Earn More and Save writes Is the Color of Your Signage Sending the Wrong Signal? - The post Is the Color of Your Signage Sending the Wrong Signal? appeared first on Earn More And Save.O
Tushar @ Finance TUBE writes Make Your Own Diet-Meal Program to Save Money - Today I will talk on how to make your own diet-meal program to save money. Now that is February how are your resolutions going? I know many people still wanna lose weight and save money. But sometimes it’s impossible to do both at the same time.
Marvin @ Brick By Brick Investing writes Selling Option - How To Sell Covered Calls - Details of a low risk and conservative option strategy that is used to produce additional income for your portfolio.
SFB @ Simple Finance Blog writes Say No to Gym Memberships: How to Get a Great Workout for Free - Can’t afford gym memberships. Here are a few ideas to get a great workout for free, from building your own equipment to workout tips
Roger the Amateur Financier @ The Amateur Financier writes 6 Mental Money Mistakes, and How to Avoid Them - A guide to the mistakes that we make with money, and some suggestions on how they can be avoided to maximize our level of money in the future.
Tushar @ Start Investing Money writes Penny Stocks Could Cost You a Pretty Penny - Okay so the title is designed to catch your eye. But if you are thinking about investing in penny stocks it is worth realizing you could lose a lot of money in doing so.
Suba @ Broke Professionals writes My Cup of Tea and the Big Picture - I am a micromanager and a workaholic - but rather than increasing my efficiency at work, these attributes are keeping me from seeing the big picture.
MMD @ My Money Design writes How to Invest a Million Dollars and Why You’ll Need to Know How Someday - If you think you know how to invest a million dollars by putting it in stocks and bonds, you could be doing yourself a big disservice. Here’s another way..
Wealth Effect Blogger @ Your Wealth Effect writes 8 Investment Lessons from the Recent Grammy Awards - If you read too many personal finance blogs you start to see investment lessons in random places such as the recent Grammy Awards.
RISK MANAGEMENT AND INSURANCE
Christina @ MLIQ101 writes Compare Types of Term Life Insurance Coverage - Before picking a term life insurance policy, consumers need to figure out exactly what type of coverage they needs. Term life protection comes in the form of no load, decreasing term, guaranteed, level term, return of premium, convertible, and adjustable, among many others. This article details the basic difference between each type of policy to help you compare types of term life coverage..
REAL ESTATE AND PROPERTY
Mr.CBB @ Canadian Budget Binder writes Becoming a Single Homeowner- The Plan - Becoming a single homeowner has been a trend lately with the ladies leading the way. Learn about the unique requirements of how the single person approaches buying a home.
John @ Married (with Debt) writes Married… and Almost Out of Debt - When my husband and I tied the knot, we were $55k in debt. By the end of our newlywed phase, it was nearly $200k. Here’s how we got out of debt… almost.
Bryan @ Gajizmo writes House Poor – How Much House Can I Afford? - Don’t be “house poor” - it’s a common mistake and one of the simplest things people do to avoid destroying their personal finances. A mortgage is probably an American family’s largest monthly expense, and it likely won’t be paid off anytime soon, so purchasing a home you can afford and still have money left over to invest is essential to your ability to build wealth and a retirement nest egg.
Ted Jenkin @ Your Smart Money Moves writes Should I Rent The House Or Sell It? - One the tough questions that faces many newly married couples is what to do with the real estate properties they own when they get married.
RETIREMENT AND TAXATION
Jon @ Novel Investor writes IRA Contribution Deadline Almost Here - There is one important thing you need to do before you file your taxes. Don’t miss the IRA contribution deadline for the 2012 tax year.
Philip @ PT Money Personal Finance writes How Long Will It Take to Get My Tax Refund? - If you’re one of the lucky ones who doesn’t have to pay taxes, then the question of the hour is “How long will my refund take?” We break it down for you.
Steve @ 2013 Taxes writes Tax Return Forms And Filing IRS Taxes - Tax time can be an incredibly hectic time for every individual of taxing age in the United States and other countries.
Hank @ Money Q&A writes Are You Saving Enough For Retirement In Your 401k? Probably Not!! - There are a few rules of thumb that you can look at to find out how much money you need to save in your 401k for retirement, but we are simply not saving enough for retirement.
Don @ MoneySmartGuides writes The Truth About Tax Deductions - Now that tax season is upon us, many look for ways to reduce their taxes (hopefully most of you took advantage of some deductions before the end of the year).
Ashley @ Money Talks Coaching writes How Much Do You REALLY Pay in Taxes? - I worked on a special project last month. As we went through the month, tracking our spending, doing our budget, I added in a special category for taxes
Ray @ Squirrelers writes 3 Reasons to Hire a Pro to Do Your Taxes - Professional expertise can be really useful to tap into on many occasions. One of these, depending on one’s circumstances, is often taxes. This post goes into the discussion of why it could be worth considering hiring a pro for your taxes.
MMD @ IRA vs 401k Central writes Taking Full Advantage of Your 401k Employer Match and Getting Free Money! - Not participating enough to get the full 401k employer match is like leaving money on the table. And why would you want to pass up FREE money?
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