Luke @ Learn Bonds writes Income Investing – Looking Beyond Stocks and Bonds – In this 4th article in our series on income investing, we explore opportunities for income investors outside of stocks and bonds.
Ryan @ Cash Money Life writes What Happens if the Government Shuts Down? – What happens if the government shuts down due to the current debt ceiling crisis? The government must pass a budget and spending bill by September 30th.
Suba @ Broke Professionals writes 6 Reasons Your Stuff is Worth Less Than You Think – My Aunt and Uncle, now in their nineties, loved their things. They tend to cherish their possessions, but should they?
SFB @ Simple Finance Blog writes How to Get Ready (Financially) For a Baby – Now that you got the good news and are eagerly awaiting the arrival of your bundle of joy, you will soon realize that the nine month long period is never enough to be fully ready for a baby.
Brent @ PersonalFinance-Tips writes Smart Spending: Four Ways to Stay out of Debt – Americans are in more debt than ever these days. While some of it is unavoidable due to the recent recession, some of it could have been avoided with smart spending.
IMB @ Investing Money writes Investing for Q4 2013 – Unsure what your next move is in investing? It’s always safe to look at history. Read here for information.
Ted Jenkin @ Your Smart Money Moves writes Should I Pay Off The Mortgage? – One of the more difficult questions that I get from both younger and older people alike is whether or not it is a good idea to pay off their mortgage.
Crystal @ Married (with Debt) writes 7 Money “Things” I’m Thankful For – Lately I’ve been bummed/stressed/anxious about money. That’s because we just finished up our first month living on only one income. My wife is/was a teacher, which means she can be paid over twelve months for work done over nine.
Lindy @ Minting Nickels writes How to Get Back on Track… (Infographic) – Have you been given the yellow card in the game called, “Life?” Maybe this will jog your memory, that yellow card is a financial crisis, most likely puttin
Corey @ Steadfast Finances writes Money Doesn’t Grow On Trees: What to Do When You Need More Cash – It’s a horrible feeling when you’re short on cash but still have the household bills to pay. You’re probably starting to worry about how you are going to afford them, as skipping payments could cause irreparable damage to your credit rating. Unfortunately, money doesn’t grow on trees – but there are a few things you can do to get more cash and make it through your monthly bill cycle.
Maria @ The Money Principle writes The Best Ways to Start Investing While Still in College – It is never too late to start investing so you may as well start while in college; still have to do it right.
Kyle @ The Penny Hoarder writes Advice for Small Business – Sort out your Business Energy – Most small and medium businesses are failing to manage their business energy costs. Business energy includes gas and electricity. The business energy market is not the same as the consumer market – prices are higher for businesses and contracts longer.
Debt Guru @ Debt Free Blog writes Mortgage Hunters: How to Find an Affordable Mortgage – Are you looking for ways to secure an affordable mortgage? It may seem daunting, but it is actually quite attainable, so long as you know where to start.
Corey @ 20s Finances writes Why You Should NOT Calculate Retirement Income off based on Income – When calculating how much you need in retirement, you should not use your current income. Find out what you should use to be prepared.
Don @ MoneySmartGuides writes Saving Money and Saving the Environment – Regardless of whether you feel that the global warming phenomenon is real or made up, you cannot argue that we throw away and waste a lot of stuff.
Cat Alford @ Budget Blonde writes The Government Shutdown and The Extreme Importantance of Emergency Funds – If you’ve been reading my blog for a few years, you might know that I was a United States park ranger before I moved to Grenada. I was an interpretive ranger, which meant that I worked at numerous sites around Richmond, Virginia creating history programs and giving battlefield tours. It was really awesome.
SavingMentor @ How To Save Money writes Do You Really Care Who I Am? – There’s nothing really all that interesting about me. There. I said it. I’m just a normal guy working as a software developer who lives in a small city, makes a normal middle class income, had a pretty privileged upbringing, and who has a passion for not wasting money when I don’t have to. Spending all kinds of money on ridiculous things that add real value to your life is A-OK with me, that’s why I’m all about spending as little money as possible on your day to day living expenses s
Tushar @ Finance TUBE writes 4 Financial Steps To Take As You Prepare For Baby – So, you have decided that you want to have a baby. There is nothing more exiting in seeing your new baby born first time however before you get ahead of yourself taking care of some of the financial matters before you conceive can make the entire pregnancy and the months after go more smoothing.
Hank @ Money Q&A writes 7 Steps For Financial Success To Build A Solid Future – Achieving financial success is a great part of the American dream, but it’s not easy to do if you aren’t focused on the goal. Real financial security doesn’t come about by accident. These careful steps for financial success will help you build a solid financial future.
Rich @ Growing Money Smart writes What is a Stock? – What is a stock, is one of the first financial lessons I taught my kids!
Lauren @ L Bee and the Money Tree writes Budgeting an Irregular Income – How We Make It Work – Budgeting an irregular income doesn’t have to be as complicated as it seems. Here are some tips for keeping it easy for you and your family.
Wayne @ Young Family Finance writes What You Need to Know About Flood Insurance – Do you need flood insurance? It could be a saver if you’re in an area prone to floods. Here is some information to make that determination.
Daisy @ Suburban Finance writes Buying Your First Home – Home buying advice for buyers to follow for a successful purchase of a home.
Tushar @ Earn More and Save writes 5 Ways to Earn Money on the Side – You’re busy. I get it. You want to earn extra money but don’t have enough time to dig through a pile of ideas to find the perfect one. Luckily, choosing a side job doesn’t have to be hard. You can and should do something you enjoy to bring in money on the side.
Jim @ Save College Money writes All Colleges Are Not The Same – At one time in the past, all you needed to do to get a decent job was get a college degree from practically any college… but not anymore! Now the college you go to matters more than you think!
Jacob @ AllPersonalFinance writes How to Solve a Cash Flow Crisis and Prevent Your Business from Flat Lining – Cash is the life blood of any business and once the cash flow dries up, not even CPR will be able to bring it back to life. It has been estimated that around 90 percent of small business fail because of cash flow problems and even profitable companies can end up filing for bankruptcy… Read more on my take on how to solve this common snafu.
Bargain Babe @ BargainBabe.com writes Is Living at Home After College Better Than Paying Rent? – Is Living at Home After College Better Than Paying Rent? offers tips on saving money every day.
ETZ25 @ Entertainment Timez writes Starting Up A Roth IRA For Kids – My son now has earned income and we are starting up a Roth IRA for him to participate in. Read why are are starting a Roth IRA for Kids!
Crystal @ Budgeting in the Fun Stuff writes How Being A Credit Card Delinquent Saved Me Thousands of Dollars! – This is his personal story about (Lyle at the blog: The Joy of Simple) battle with credit cards and what he has learned.
Mrs. Accountability @ Out of Debt Again writes 6 Common Mistakes to Avoid with Annuities – Annuities are one of the most popular investments made by investors under 44 years of age.
Jester @ The Ultimate Juggle writes How Much Money Can You Save By Breastfeeding? – Babies are expensive – breastfeeding can save money. Read my personal analysis and see how much I saved this way.
SBB @ Simple Budget Blog writes Balancing Act – Why Reconciling Your Bank Accounts is so Important – Balancing your bank accounts is an important part of your budget. Don’t believe us? Read here to learn why it can help you.
Tushar Mathur @ Everything Finance writes Ideas for Cheap Halloween Costumes – Whether you’re thinking of putting together a cheap Halloween costume for your company potluck or needs some ideas for Halloween costumes for your children
CAPI @ Creating a Passive Income writes The Importance of Knowing Your Net Worth – Most people may not necessarily know what their net worth is. Your net worth is the difference between the value of what you own and what you owe.
Mike @ Personal Finance Journey writes The Financial Benefits of Sharing a House – How sharing a house or apartment can benefit you financially and save money for bills rates and repayments.
Mr. Frenzy @ Frenzied Finances writes Moving Out: When You’re Ready to Buy a Home – Home-owning can quickly turn into a nightmare when not prepared. There are several factors to consider when deciding when you’re ready to buy a home.
Roger the Amateur Financier @ The Amateur Financier writes 6 Investment Strategies to Generate Retirement Income – A guide to methods to generate retirement income with the money that you save during your life, covering things like regular withdrawals, interest, and annuities.
Eva Baker @ TeensGotCents writes Ted Talks and Ignite – Influence Your Community – Spark an idea – but make it quick! Ignite is a shorter version of the TED talk and is a great way to share ideas and influence your community!
Don @ Money Reasons writes Was the Removal of the Uptick Rule Stupid? – The “Uptick Rule” was removed back in 2007 after a pilot study said that no manipulations occurred.This is what the pilot study found “The general consensus from these analyses and the roundtable was that the Commission should remove price test restrictions because they modestly reduce liquidity and do not appear necessary to prevent manipulation.
Minimalist @ Minimalist Finance writes Ways You Are Wasting Your Money on Your Phone – While we all try to be good with money, it’s not always easy to consistently save when and where we are wanting to save. We end up splurging on things that we don’t need, or wasting our money unknowingly.
Cindy @ MidLife Finance writes Bathroom Renovations: The Good, the Bad and the Quality – Bathroom Renovations: The Good, the Bad and the Quality. Focus on quality for the best return on investment.
Mr.CBB @ canadianbudgetbinder writes Thanksgiving: Being Thankful On A Budget – Thanksgiving doesn’t have to break the budget if you plan in advance. There are ways to save money in your budget so you can have a lovely meal and celebrate with your family and friends on a day we should all give thanks for what we appreciate in life.
Sam @ Grad Money Matters writes How to Save Money With Your Business Expenses – Testimonials are a great way to get a free advertisement. They are also great because they are something that other potential clients can read and rely on.
Michelle @ Diversified Finances writes Renting Out A Spare Room For Money – We have had 3 total roommates since we bought our house 4 years ago. The first two didn’t end up working out (we were helping out people who needed a place to live), and the third is my sister who has worked out very well. We’ve never had more than one roommate at one time also (and the second roommate only lasted a couple of days anyways).
Alexis @ FITnancials writes Extra Money Ideas Part 1 – Lately, I haven’t been working a whole lot. It’s definitely a big difference as to when I was accepting all the shifts I could take and was working well over 40 hours per week. I’ve been making extra money in several little ways, and they are working for now. I am glad that I get to enjoy my summer though and get to do a lot of small travel getaways!
Michelle @ Making Sense of Cents writes $12,334 in September Side Income – Time for Self-Employment – Hey everyone! This Friday I will be publishing my September Goals Update. In last month’s update, I stated that my goal for September was for $10K in side hustle income. In August’s income report, I just slightly missed my goal of $10K, and made $9,554 in side income. I made it this month though!
Emily @ Evolving Personal Finance writes Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard – Finally a credit card with a high sign-up bonus and a low minimum spending requirement! We just signed up and are expecting over $450 in rewards for $1000 in spending.
Karen @ MakintheBacon writes The Ongoing Battle: Nerd vs Geek – I’m quite the nerd and a bit geeky too, but apparently there is a difference between nerds and geeks
Matt @ Budget Snob writes Guard Your Retirement Income with these Comprehensive Tips – One sad fact that all people nearing or already in retirement have to deal with today is that income during retirement is lower than it has ever been in the last 60 years.
Hadley @ Epic Finances writes As stocks approach record highs, the market is looking rather complacent – As the market nears a historic high on the S&P 500 some analysts are concerned that it is looking a bit complacent. Maybe even bored.
Andrea @ So Over This writes 3 Tips for Saving Money on Your Internet – Anyone who pays for Internet knows how costly it can be to stay on top of the bills each month, especially in a society that leaves a lot of web surfing to be desired.
Marissa @ Thirty Six Months writes Proactive Ways to Lower Car Insurance Rates – Rather than accept the first sky-high quote that comes your way, it is important to compare your options carefully and take a few proactive steps to lower your rates.
Monica @ Monica On Money writes Government Shutdown: Everyone Needs An Emergency Fund – At this point, we all know about the Government Shutdown and how much it affects us directly and indirectly. But for now, on the positive side, this is a reminder to reflect on our own personal finances.
Connie @ Savvy With Saving writes Stay Healthy, Save Money – There has been a lot of talk about Obamacare and while I am not going to insert my two cents here, it has gotten me thinking about my health a lot lately.
Justin @ Root of Good @ Root of Good writes A Simple Way to Retire 15 Years Earlier – Justin at Root of Good illustrates the huge impact of lower spending and higher savings. By increasing savings from 10% of income to 30% of income, aspiring early retirees can knock 15 years off their retirement date.
FI Pilgrim @ FI Journey writes The High Price of Fanaticism – Being a fan or follower of any kind of mainstream media, news, entertainment or sports team has some hidden costs. Is fanaticism worth all that?
Taylor @ The Motive Blog writes Is a 60-Month Auto Loan a Good Idea? – The high prices of many new cars make it difficult to afford the monthly payments if you finance for 36 or 48 months, so 60 month car loans have become increasingly popular. But are they a good idea?
Jim @ criticalfinancial.com writes Real Estate Investors: The Case For Equity Stripping – My objective with regard to my rental properties is to never have more than 10% equity in them,
Robert @ The College Investor writes The Government Shutdown and Your Investments – Everyone is talking about the government shutdown – the battle of partisan politics, the 800,000+ jobs that have been furloughed, the irritation of not being able to visit a National Park. But what’s going to happen to your investment portfolio?
Christopher @ This That and The MBA writes Is Auto Dealership Financing Worth the Convenience – If you’re in the market for a new car, not only must you find a vehicle that fits within your budget but also find financing to pay for it. Some options include paying the full cost from your savings account, negotiating a personal loan with your bank, or signing up for a leasing agreement.
Robert @ Entrepreneurship Life writes 4 Business Lessons from Grand Theft Auto 5 – GTA5 came out this month, and it is an incredible game. Aside from the guns, strippers, drug dealers, fast cars, explosions, and other wholesome American fun activities, the game is full of great lessons for small business owners. Here are a few that I found.
Dollar @ Easy Extra Dollar writes Knowing How To Make Money Online – Online job is not an easy venture in making a fast cash since you will be working on your own. You have to be focused in order to produce a good output for your clients because you are the one who will manage your time. Unlike in the office, you can work comfortably and independently at the expense of being paid depending on the task you will be completed.
Robert @ Kids Ain’t Cheap writes Raising a Saver – Growing up, I didn’t have much in terms of financial role models. My mom used to say blanket statements like ”debt is bad” and ”always pay your credit card balance in full” but she never explained details about money. Details about how to manage my money, how to allocate savings or even encouraging me to save.
Robert @ Beat The 9 to 5 writes My Monthly Income Stream Report – September 2013 – September was an incredibly busy month – but it was fun! While putting together this month’s income report, I was shocked at how much I had accomplished. And remember, this is with a 6 week old baby in the house!
Stuart Laing @ Daily Money Bucket writes The Dangers Of Buying A New Car – Buying a new car carries several financial disadvantages including greater depreciation and finance costs. Here’s how to avoid these financial dangers.
Brock Kernin @ Clever Dude writes Marketing Tricks: Smaller Packaging Will Cost You More! – The size of my bag of chips got smaller, what other products are downsizing?
Karen @ MakintheBacon writes I Refuse to Be a Slave to Technology – A rant about how people update their electronics more frequently than they need to
John @ Frugal Rules writes OptionsXpress Review: An Online Brokerage Worth Looking At – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.
Brian @ Luke1428 @ Luke1428 writes Our Nightmare on Rental Street: Evicting a Tenant – Rental real estate investing offers tremendous financial benefits. One of its darker issues is dealing with tenants that refuse to pay the rent. Here are some lessons I learned by going through such an experience.
TTMK @ Tie the Money Knot writes 6 Childcare Options for Working Parents – Childcare can often cost as much as a mortgage payment every month! For that reason, plus the more important reason of quality of care for kids, it can be vital to know the different options available for parents.
Claire Murdough @ ReadyForZero Blog writes Following a Financial Plan While Living Paycheck to Paycheck – Living paycheck to paycheck can make it feel impossible to strive for anything more than just meeting your basic needs. this post talks about how to turn a paycheck to paycheck budget into one that allows you to also work towards higher financial goals.
Roger Wohlner @ The Chicago Financial Planner writes Lessons the Financial Services Industry Could Learn from Visiting Lambeau Field – If you are a football fan and have never been, a trip to Lambeau on game day is a must for your bucket list. Here are some lessons that the financial services industry could learn from a trip to Lambeau Field.
Pauline @ Make Money Your Way writes Making money because people know you – Anne from Unique Gifter who will talk about making money thanks to her friends and neighbors.
Pauline @ Reach Financial Independence writes Budgeting lite, a budget for the budget haters – Are you a budget hater? Try this Budgeting lite an approach to budgeting is a no budget approach.
Pauline @ Reach Financial Independence writes Budgeting lite, a budget for the budget haters – Are you a budget hater? Try this Budgeting lite an approach to budgeting is a no budget approach.
Mr.CBB @ Canadian Budget Binder writes Kids: Healthy Lunches and a Happy Budget – Packing a lunch for the kids doesn’t have to be painful for your or your child or costly in the budget. If you plan well, talk to your child and have them participate in the lunch making process you may just have a happy child, happy budget and empty lunch box.
DPF @ Digital Personal Finance writes Tips for First Time Homebuyers Looking for a Home Loan – 5 tips for people who are buying their first home, but want to be sure to make a wise decision on a home loan
Paul @ The Frugal Toad @ The Frugal Toad writes What You Need to Know About Reverse Mortgages – Reverse mortgages are becoming more popular as the baby boomer generation ages and gets into retirement. There are some restrictions on reverse mortgages, so the target market is much smaller than a traditional mortgage offering. While these special loans are growing, there are some particular pros and cons that should be considered before applying for a reverse mortgage.
Jon @ Novel Investor writes Best Investment Tools You Can Use Free – The best investment tools should help simplify things. These free investing tools will help you learn, research, and manage your investments.
Matt Becker @ Mom and Dad Money writes Buying a Car: Sealing the Deal – This is the final installment of my series on buying a car. In this post we’ll go over the final steps in the car-buying process to make sure you get exactly the car you want at the absolute best price possible.
Harry Campbell @ The Four Hour Work Day writes “Build Side Income When You Have a Day Job “ – For those of us that work full time, the nice thing about a day job is the stability. At most companies, you clock out after 8-9 hours and call it a day. I would never work more than 40 hours a week if I wasn’t getting paid for it but that’s just me. And even though I bitch and complain about my old cubicle job all the time, there are much worse jobs on this planet that pay a lot less and require you to work a lot harder. How hard is it to sit behind a desk for 8 hours and browse the int
KK @ Student Debt Survivor writes Pay to Pee? – Have you ever been in an establishment that had a bathroom attendant? Did you feel like you had to pay to pee?
Money Soldiers @ Money Soldiers writes Tips for Working in Trade Finance – Trade finance is essentially the financing of importing and exporting services and goods. The best candidates for careers in trade finance will need to have a very strong understanding of how international trade works.
Glen Craig @ Free From Broke writes Financial Considerations Before You Quit Your Job to Be Your Own Boss – Many dream of running their own business and being their own boss. But you have to make sure you are financially ready to take that leap.
Anton Ivanov @ Dreams Cash True writes The Best Savings Accounts for 2013 – The best high yield savings and money market accounts for 2013. Complete with a list of things to look for when shopping for the best savings accounts.