Carnival of Financial Camaraderie

| July 6, 2013 | 5 Comments

Hi everyone! Today I’m hosting the Carnival of Financial Camaraderie which is hosted every second week by My University Money. To submit your article to the next carnival visit Blogger Carnivals.


Steve @ Grocery Alerts writes 5 DIY Cleaning Solutions Already Inside Your Home – Get rid of your toxic chemical home cleaning solutions with and replace them with DIY and eco-friendly ones that might already be in your kitchen. Here are 5 DIY cleaning solutions you can try in any types of kitchen.

Steven @ Canadian Personal Finance writes Is an MBA still worth it? – Those seeking to increase their marketability in today’s job force may have considered going back to school (or staying in school) to get their MBA (Master’s in Business Administration). However, considering the cost of education now, getting an MBA is no longer a no-brainer. So in this article, we will explore whether an MBA is worth it or not.

Khaleef Crumbley @ Fat Guy, Skinny Wallet writes We Paid Off A Credit Card This Month…But Does It Count? – We Paid Off Our Credit Card, but of course there’s a twist. Find out how we did it, and what happened to take away from our celebration.

Alexis @ FITnancials writes Handling More Than One Job – Handling more than one job is definitely a lot of work. It makes me really miss the days back in high school when I was working part-time a few hours a week.

Michelle @ Diversified Finances writes Should you get rid of all debt for financial independence? – Debt doesn’t always mean the same thing for everyone. Some categorize debt as good or bad and place a lot of value on interest rates. Some think that all debt is bad and must be paid off. So does a person eliminate all debt before they declare that they are financially independent?

Michelle @ Making Sense of Cents writes Are you spending more? Better off today than before? – I keep seeing articles about how the economy is rebounding. It sure does seem like it is: home sales are rising, people are buying cars, more people are going out to eat and so on.

Jon Haver @ Pay My Student Loans writes Sallie Mae student loan consolidation review – Figuring out how to pay for both college tuition and student loans is a problem plenty of undergraduates and graduates are struggling with, especially in this difficult economy, where less and less businesses are providing employment opportunities to recent graduates.

Shredding Debt @ Shredding Debt writes Debt Payoff Progress for May 2013 – Good news!! Even though it seems like things are moving incredibly slowly, we were able to get things back on track and break below the psychological $200,000 mark.



Wayne @ Young Family Finance writes Tips for Starting An Online Business – If you have considered starting your own online business, you probably have many questions on how you should start the process. There are many online businesses that are thriving, so starting one shouldn’t be too hard. Starting one that works, however, is a different story. A few tips and tricks can help you make the most out of your online business.

Mike @ The Financial Blogger writes Can You Generate an Additional $500 Per Month… Every Month? – Have you ever thought of building so many money making machines that you would be rich within one year?

Ted Jenkin @ Your Smart Money Moves writes Entrepreneur Series – Lesson 3 – Know Your Role As The Owner – As an entrepreneur starting a new business, you often have to wear the hat of cook, dishwasher, accountant, and general manager.

Amanda L Grossman @ Frugal Confessions writes My 7 Favorite Frugal Hacks – I have been in the business of frugality for many years, starting in my early teens when I began to earn and manage my own money.

DW @ Great Passive Income Ideas writes How To Make Money On The Side In Five Easy Ways – Using the Internet has never been easier if you’d like to find out how to make money on the side and exceed your current standard of living.

John @ Card Hub writes Are New Credit Card Protections on the Way for Small Business Owners? – Slowly but surely, common sense is being infused into small business credit card policies. Issuers taking baby steps to correct regulatory imbalance between personal and business credit cards.

Chris Topher @ This That and The MBA writes Litigation Funding and the Rest of the World – Litigation funding in other parts of the world is still a growing trend, especially compared to its use and success in England and Wales. The thing to remember is that other countries have varied attitudes and laws, including their opinions and methods towards maintenance and champerty.



Green Panda @ Green Panda Treehouse writes Two Types of Characters to Avoid at Your First Job – These are the types of people you need to avoid when you head into the workplace.

Gary @ Gajizmo writes Highest Paying Jobs in America – A potentially high salary can be a very compelling reason to take up a specific college degree or occupation. Though CEOs regularly get criticized in the news for excessive compensation, accordingly to the BLS, there are other careers that average higher pay. Here is a list of the highest paying jobs, job requirements and descriptions, average salary figures, and the number employed in the field.

Roger the Amateur Financier @ The Amateur Financier writes 25 Pieces of Life Advice for High School Graduates – A few pieces of advice for high school graduates to help them as they go out into the world, handling things like college, jobs, money, and life.

Melissa @ Minting Nickels writes Earn Money Online and Live Like a King – Even if you work the exact same amount of hours online as you would have if you had a job (and made exactly the same amount of money), you would have a much greater possibility of becoming wealthy as an entrepreneur online. You might fight me on this, but just hear me out – let me explain.



Khaleef Crumbley @ Faithful With A Few writes New Red Light Camera Scam Steals Your Identity – A Red Light Camera Scam, which steals your identity is becoming popular. Find out exactly how to recognize it and minimize the risk of identity theft across the board.

GMD @ Girl Meets Debt writes ”How I Motivate Myself to Exercise and Pay Off Debt” – ”I envy people who naturally love to exercise and people who pay off their debt like a BOSS! I struggle like mad. But through trial and error I have found some tips that have helped me stay motivated to exercise and pay off debt. Today I’m sharing them.”

Walt@MyWealthDEsire @ My Wealth Desire writes The Shocking Truth Why Do People Work – Have you asked yourself sometimes the reasons why do people work or why we need to go to work? Most of the people want to trade their time and pride to work for someone. We want to work hard in exchange for money. Some want career advancement or to climb the corporate ladder.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WEALTH IN LIFE AND DEATH – The rules of wealth include living life fully. Lessons learned from loss.

Martin @ Studenomics writes The Ultimate Wealth Building Plan to Be Damn Free by 30 – How to be financially free by 30!

MMD @ IRA vs 401k Central writes Taking Full Advantage of Your 401k Employer Match and Getting Free Money! – Not participating enough to get the full 401k employer match is like leaving money on the table. And why would you want to pass up FREE money?

MMD @ My Money Design writes Understanding the PE Ratio Formula and Why It’s Such a Popular Stock Metric – Even though there’s not much to the PE ratio formula, its importance is warranted because it can reveal a lot about the investors’ belief in the company’s future.

Robert @ The College Investor writes 6 Easy Ways We Can Ruin Our Investment Portfolio – Ultimately, we are all humans and are prone to mistakes but the experience allowed me to see things that I, and other investors could avoid in dealing with our investment portfolios. While certainly not intended to be exhaustive in nature, these are ones that come to my mind first.

Robert @ My Multiple Incomes writes Affiliate Marketers and Brands Beware of Outsourced Affiliate Programs – Last week I was supposed to be enjoying a wonderful baby moon ahead of the baby boy being born. Instead, I awoke one morning to find an email in my inbox that said Commission Junction Removal: Non-Bona Fide Transactions. Needless to say, I was shocked and annoyed. I have never done anything on any of my sites to ever purposely generate non-bona fide transactions. Plus, if you’ve followed my income stream reports, you know that I’ve been really focused on growing my affiliate income this y

Adam @ Money Bulldog writes The Patent Shuffle ~ Make Money from Patents – : Find out how one company was able to sue Apple for around $8 million dollars due to patent infringement and also discover how you could one day do the same! Do You Have a Great Idea?

Adam @ Money Rebound writes Realistic Ways to Slash Your Student Loan Debt – If you’re currently struggling to pay down your student loans, here are some ways you can do so without resorting to any extreme cheapskate behaviours.

Jason Hull @ Hull Financial Planning writes The Four Questions You Should Ask BEFORE Hiring a Financial Planner – If you’re about to hire a financial planner, you need to ask these four questions to suss out whether or not that planner can really give you the best service possible.

Matt Becker @ Mom and Dad Money writes Is Now the Right Time to Buy a House? – Housing prices and interest rates are up. For those of us hoping to purchase a home in the near future, this is a scary trend. Is it time to jump in and buy before it becomes unaffordable?

John @ writes International Students Insurance – Regardless of what other things on the list seem important, getting an insurance plan should be at the top of the list. This applies to students who live in the United States and are going to another country, and it also applies to foreign students who are studying in the United States.

Money Soldiers @ Money Soldiers writes Use Vehicle Equity Loans Responsibly – If a vehicle equity loan is used in the right manner, it would actually help in boosting the borrower’s FICO score. Be smart and thoughtful before you go for a pink slip loan, such as a vehicle equity loan.

Little House @ Little House in the Valley writes Bad Math Skills Lead to Bad Finance Skills – A recent article on MSN stated that math-challenged Americans were more likely to end up in a foreclosure. The article went on to explain that those with poor math skills, such as not being able to divide a three-digit number by a one-digit number (300/2 for example), had a much higher chance of their house being foreclosed upon.

Miss T. @ Prairie Eco Thrifter writes How to Have Your Cake and Eat It Too – If you end up in life with assets that you would like to use or from which you need to receive income, yet also want to donate to charity, there may be ways for you to do both. With the help of an estate planning lawyer and your accountant you might be able to use one of these “have your cake and eat it too” ideas.

GD @ MLIQ123 writes Different Types of Life Insurance Policies – Every financial planner and adviser touts the importance of having life insurance, and this isn’t just because it is their job, but because the real life benefits are tangible and significant. Yet with so many policies and companies available, how do you which type of life insurance is best for you? Here is a detailed explanation of the different types of life insurance policies, from term to whole to universal coverage to help you reach your financial goals.



SF @ Modest Money writes ”Experimenting in Extreme Frugality” – ”Extreme frugality is based on the notion that it is far easier to attain financial independence by reducing expenditures than by increasing income- and that this is a “purer” life than can provide an equal or excessive amount of happiness when compared to the norm. Make your own stuff- trade- and eat naturally—seems reasonable. Spending roughly $12 thousand or less annually. All in vacation included.”

Daniel @ Sweating the Big Stuff writes Cheap Date Series: Flask At A Bar – Here’s a cheap date story of a guy who left a bad first impression and made the girl pick up the tab!

Mike @ Personal Finance Journey writes 5 Thrifty cleaning habits everyone should know – 5 simple and easy Thrifty Cleaning habits everyone can adapt to which can save money, time and make life easier.

Christine @ CO123 writes Edible Arrangements Coupons, Coupon Codes – Summer is here and the get-togethers, family reunions, birthday parties, and weddings are just beginning. Regardless of the event, Edible Arrangements can be amazing center pieces or decorations as well as delicious fruit desserts. Check out Edible Arrangements coupons to see how you can save on these creative and delightful fruit bouquets.

Nick @ A Young Pro writes How Much Money Should You Spend on a One Year Old’s Birthday Party – How much would YOU spend on your one year old’s birthday party. We recently went to a crazy party and I’m wondering why we feel the need to spend so much.

Lance @ Money Life and More writes Multiple Uses For Redbox Promo Codes – Learn The Secret – If you play the game right you can almost always get Redbox rentals for free. Let’s start with the basic free Redbox movie strategy and then we’ll move onto the more complex strategies.



Jason Hull @ Hull Financial Planning writes The Stock Market is Irrational. Does This Mean You Can Take Advantage of It? – Lots of finance professionals like to cite the Efficient Market Hypothesis (EMH) as a catch-all explanation for why the markets move the way they do. The problem is that our irrational behaviors also drive the stock market. Therefore, there are inefficiencies in the market, but can *you*, the individual investor, take advantage of those inefficiencies?

Ryan @ Cash Money Life writes Top 7 Common Investing Mistakes to Avoid – Even smart investors make mistakes sometimes. We show you the most common investing mistakes to avoid, helping you grow your investment portfolio.

Maria @ The Money Principle writes Does your money nourish your life? – Does money nourish your life? This article suggests three strategies to make sure that it does.

IMB @ Investing Money writes Why the Sudden Jump in Mortgage Rates? – Mortgage rates that had remained stable jumped ½% to 4%. Did we hit bottom for mortgage rates? Several factors are at play when we try to find answers.

Pete @ Intelligent Speculator writes If Your Long Term Retirement Account Isn’t Extremely Boring…. – How “boring” is your retirement account?

Div Guy @ The Dividend Guy Blog writes FED Shuts Off the Light; Is The Party Over? – Are you bullish or bearish for the rest of the year?

Dividend Growth Investor @ Dividend Growth Investor writes Dividend Growth Investing is a Perfect Strategy for Young Investors – One of the most common misconceptions about dividend investing is that it is not a good strategy for building your nest egg, and therefore it is not suitable for younger investors. Being a youngster myself, I (not surprisingly) disagree.

Corey @ 20s Finances writes The Best Conservative Investment Portfolio – Conservatism generally follows a short-term need for funds. Seniors have conservative investment portfolios because they will withdraw funds each year to buy essentials. 20-somethings saving for a home use conservative savings accounts or CDs because they intend to use the funds for a down payment in the future.T

Jon @ Novel Investor writes Create A Stock Watch List – With a watch list, you create a personal list of “best stocks” to own when the price is right. Then, when a stock drops on some short-term bad news, you can pick it up for a steal.

Debt Guru @ Debt Free Blog writes Using My 401k Now: Is it Possible? – One of the most common questions that people ask concerning their 401k is whether they can take out the money in it and use it. It’s something asked not just by those who are about to retire but even those who have a long way to go. It is not surprising that a lot of people would be wondering about it since the money in the plan is their own.

Kyle @ The Penny Hoarder writes Millions of American Homeowners Could Refinance and Save with HARP – An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case you haven’t been paying attention) through the gov’s HARP program.

Jacob @ AllPersonalFinance writes Upside-Down on Your Home? Five tips to help – It has been estimated that anywhere between 10 and 25 percent of all homeowners are currently underwater on their homes. This data means a significant portion of Americans owe more on their homes than they could sell them for. If this situation sounds familiar, you’re probably wondering what your options are. Here are five ways.

Money Cone @ Money Cone writes The Secrets of Getting Rich (as Told by Warren Buffet, Peter Lynch and Charlie Munger) – What if I really used the advice given by these three investing greats and apply it to one of the most trying times in our nation’s history – year 2000 to current?

Investor Junkie @ Investor Junkie writes Why You Should Buy Stocks and Bonds Like a Business Owner – Stocks and bonds are not merely pieces of paper, they represent a financial stake in a real business. How you go about investing in those companies should not be much different than the way you would buy a business.

Mr.CBB @ Canadian Budget Binder writes Financial Independence may only exist once we get there – There’s no reason why a dream can’t become a reality but setting the stakes too high may result in retirement failure. You never know what the future holds but if you live in a dream world you may never reach financial independence.

Anton Ivanov @ Dreams Cash True writes Picking the Right Online Stock Broker – As the online trading world gets more and more crowded, it is important to know what to look for when picking the right online stock broker.



Minimalist @ Minimalist Finance writes Should You Cut Coupons? – Should You Cut Coupons? has been published on Minimalist FinanceCoupons have been around forever, and they can be a good way to find savings on everyday products. Coupons used to have a stigma attached to them, but there has been some recent media attention on the power of coupons.

Crystal @ Married (with Debt) writes I’ve Spent $7698 So Far in June – As of this writing, June has one more day left in her before she dies, and I’ve already spent $7698. Here’s how that happened…

Irfan @ Everything About Investment writes Conquering Debt Fast – 4 Daily Tips To Help You Pay Off Your Debt – The burden of living with debt can weigh heavy on consumers who feel like they have no options. If you are a person who has problems making ends meet each month due to the bills you have to pay, then there are daily tips you can follow which will help relieve some of that stress. By taking matters into your own hands, you can start to climb out of the financial hole you have dug.



Anton Ivanov @ Dreams Cash True writes Review – Why I Use and Love Mint – Mint has established itself as one of the best choices for managing your finances online. Learn about its features in our review.

PPlan @ Provident Plan writes Why Businesses Should Incorporate a Recommended Code of Conduct – Back in the 1980s, one of the things that became quite popular in a number of corporations was to have a neatly typed and laminated Recommended Code of Conduct.

Hank @ Money Q&A writes Your Credit Rating: Knowing How It Works And How To Improve It – Applying for a mortgage, personal loan or even some credit cards can take a while.

Lauren @ L Bee and the Money Tree writes “Leaning In” to your Finances – Leaning in to your finances, careers, and relationships is way easier said than done, but it is so necessary.

Suba @ Broke Professionals writes We Bought a House! 5 Tips If You’re House Hunting, Too – It’s been a long time coming, but we finally bought a house. But the housing market isn’t what it was five years ago; here’s how to navigate today’s market.

SBB @ Simple Budget Blog writes Reintroducing Yourself to Your Budget – Having trouble managing your budget? We all make mistakes. Read here for tips on how to get back on the budget horse when you fall off.

LaTisha @ Young Finances writes How Young Adults Can Budget for a Wedding – Getting ready for a wedding is an expensive undertaking. There are ways to reduce the cost of a wedding, especially if you are a young adult getting married.

SFB @ Simple Finance Blog writes Student Loan Consolidation – Should you consolidate? – A nice way of financing education is by taking up student loans, but despite the fact that they are very helpful, there also remains a responsibility on your shoulders that you need to pay them back.

Tushar @ Finance TUBE writes Step-by-Step Debt Elimination – Elaine McPartland of talks to us about simple steps we can take to work towards eliminating our debt. Leave feedback via comments and find Elaine on Google+. When you have a debt problem, it’s imperative that you make every effort to eliminate the debt overhang as quickly and efficiently as possible.

Don @ MoneySmartGuides writes Getting Married and Combining Finances – I could have made up a “fake” Reader Writes post from a guy name Juan, but I figured that most of you are smart enough to figure out that Juan was really me hahaha!! As you may or may not

krantcents @ KrantCents writes Should I Refinance My Mortgage? – When does your bank call you and offer to refinance your mortgage for a lower rate? Until last week, I would have answered, never! I have a fixed rate mortgage that I am paying off it off in four (4) years why should I refinance? The bank offered to lower the interest rate and pick

CAPI @ Creating a Passive Income writes Why Spending Less Than You Earn Will Save Your Life – There are benefits for someone spending less than they earn: they have the money needed for paying their bills and they’ll be able to plan their finances.

Tushar @ Start Investing Money writes $1,000 Bonus: Should You Spend Or Save? – We all like the idea of getting a bonus injection of cash, wherever it might come from. While it may not happen too often, this fact in itself means when it does come, it can result in some troubling questions.

Tony @ We Only Do This Once writes How Much is Really Necessary? – I feel lucky to have the chance to ditch my stuff and live simply. I always return home and try to bring the simplicity back with me. I have a lot more to do, but it’s the process that I enjoy, and I’ll keep trying.

Brent @ PersonalFinance-Tips writes Your Options for Insolvency – The true definition of insolvency is when someone is unable to pay their debts. No one has to stay insolvent and there are a few options available to help. The two more popular options are to get a higher paying job or get on a budget and spend less. The following are a few tips to help those who are currently insolvent.

Mr. Frenzy @ Frenzied Finances writes Google It Before Getting It: The Perks of Online Shopping – Online shopping lets customers browse goods in their home and have products delivered to their door. Read here for more benefits of this shopping method!

John @ All Things Finance writes Will Mortgage Interest Rates Keep Rising and How Does It Affect Me? – Mortgage Rates Surge to 4.625%, Largest Weekly Increase in 50 Years! So What Caused This? What is the Impact of Rising Rates on Buyer Affordability?

Crystal @ Budgeting in the Fun Stuff writes Even Meat is Negotiable – Everything is negotiable. Even frozen meat. Have you ever bought anything off of a frozen meat truck? I hadn’t either until last November and yesterday.

Daisy @ Suburban Finance writes 5 Things You Can Stop Paying For – You probably shouldn’t do everything you read on the Internet, but trust me here. If you’re spending money on these things, you probably shouldn’t be. Take all of these suggestions with a grain of salt. No one should give up a hobby if it brings enjoyment(unless it is just plain unhealthy).

Luke @ Learn Bonds writes Misinterpreting the Fed is Creating a Buying Opportunity in Bonds – In Thursday’s article, “Hey Bernanke, What Are You So Afraid Of?” I noted that the current consensus for a rate hike in 2015 presupposes a pickup in econom

Lynn @ Wallet Blog writes Selling a Domain Name with – While it should never be recommended that domain-name speculation is a no-risk avenue toward untold profitability, it has been known to happen.

John S @ Frugal Rules writes Ways to Save Money on Health Care if You are Uninsured or Underinsured – Health care costs are no doubt out of hand. However, with some diligent planning and wise decision making you can get many of your health care needs taken care of and save money in the process.

Ross @ Wallet Hub writes Find out what transfer taxes are and how they work. – What are transfer taxes?

Category: Carnival